Terms of Service
Last updated: January 2025
Acceptance of Terms
By accessing and using CalcFire ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.
Description of Service
CalcFire provides free online financial calculators and tools designed to help users estimate retirement savings, investment growth, and related financial projections. The Service is provided for educational and informational purposes only.
No Financial Advice
The information and calculations provided by CalcFire are for general informational and educational purposes only. They do not constitute financial, investment, tax, or legal advice. You should consult with qualified professionals before making any financial decisions.
Accuracy of Information
While we strive to provide accurate calculations and information, we make no warranties or representations about the accuracy, reliability, or completeness of any information on our Service. Historical data, including S&P 500 returns, is provided from publicly available sources and may contain errors.
Use at Your Own Risk
Your use of the Service and reliance on any information provided is solely at your own risk. CalcFire shall not be liable for any decisions made based on the information provided by our calculators.
Intellectual Property
All content on CalcFire, including text, graphics, logos, and software, is the property of CalcFire and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
Prohibited Uses
You agree not to:
- Use the Service for any unlawful purpose
- Attempt to gain unauthorized access to our systems
- Interfere with or disrupt the Service
- Use automated systems to access the Service without permission
- Misrepresent your affiliation with CalcFire
Limitation of Liability
To the fullest extent permitted by law, CalcFire shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Service.
Changes to Terms
We reserve the right to modify these Terms at any time. We will provide notice of significant changes by updating the "Last updated" date. Your continued use of the Service after changes constitutes acceptance of the new Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
Contact
For questions about these Terms, please contact us through our website.